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One of the financial benefits of an HSA is that it allows you to pay qualified health care expenses with tax-free money, so you keep more money in your pocket. Here is an example and a couple questions about how it works.

TOP EMPLOYEE QUESTIONS ABOUT HSA

Q: How much can I contribute to my HSA?
A: The IRS sets the HSA contribution limits for each year. These limits apply to all HSA contributions combined, whether they are from you or from OC. In 2019, the limits are $3,500 if you choose single coverage and $7,000 if you choose family coverage.

Q: I’m earning Healthy Living rewards this year. When will that money be available in my HSA?
A: All Healthy Living rewards earned in 2019 will be paid out in February 2020.